Back to Knowledge Hub Implementation Roadmap

Ready when
Government is.

The platform and compliance architecture are already built and tested. What remains is the statutory framework — Operating Agreement, DRO activation, and regulatory integration. Once Government gives the green light, a pilot of the first 100 applicants can begin immediately, with revenue flowing to Treasury from the earliest stage.

Kickoff
Cabinet Decision
Pilot
First 100 Applicants
Revenue
From Pilot Onwards
Gov Capex
US$0
Month 0 · Cabinet Authorisation

The Four Asks

Cabinet endorsement on 1 May 2026 opens the implementation window. We are not asking for Bill passage on the day — we are asking for political alignment on scope, negotiation authority, host Ministry, and timeline.

Endorsement in principle of the integrated programme scope (MID Year 1, IBC Year 1 Q3, Stablecoin Year 2 separate decision)
Authorisation to negotiate Operating Agreement (§ 14)
Designation of Ministry hosting the DRO
Agreement on 3-month implementation target
Month 1 · Legal Framework & Pilot

Green Light → First 100 Applicants

Once the Operating Agreement is in place, the programme is operational. The platform is ready — the first 100 applicants enter the full three-tier gate under live conditions, generating revenue from day one of the pilot.

Operating Agreement signed under § 14
Digital Residency Office stood up (§ 11)
Regulations gazetted — fees, eligibility, data
DRO Director + 2–3 officers appointed
FIU / FSC integration protocol signed
Government settlement account provisioned
Pilot opens — first 100 applicants processed
Month 2 · Operational Validation

Pilot Proven → Confidence Built

The first 100 applicants have been processed. Real operational data validates compliance workflows, confirms revenue mechanics, and builds institutional confidence across DRO, FIU, and FCB.

Three-tier approval gate validated with live applicants
Biometric KYC / KYB pipeline proven in production
FIU screening exercised on real applications
§ 17 blacklist register operational
Operational refinement based on pilot data
External security audit closed
Month 3 · Soft Launch

Expanded Intake → Steady Revenue

With the pilot proven and systems validated, expand intake at a pace Government is comfortable with. Revenue has been flowing since the pilot — this phase scales it.

Intake expanded beyond pilot cohort
Revenue cycle to Treasury established
Compliance outcomes documented
Public launch readiness confirmed
Month 4+ · Scale

Public Launch & Growth

Open public intake and global communications. Ramp applicant volume against proven operational infrastructure.

Public launch and global communications
Applicant volume ramp
Quarterly Cabinet progress report
Month 6 · IBC Activation

IBC Stream Live

Under §5(1)(b) Minister's regulation, IBC registration activates alongside the MDRP ecosystem — allowing Digital Residents to form Montserrat IBCs from within the MID wallet environment. Expected take-up: ~45% of new MID applicants.

§5(1)(b) Minister's regulation gazetted
IBC registration integrated into MID platform
Revenue stream 2 activated (IBC fees)
Initial IBC cohort (target 225+ in Year 1 H2)
Month 12 · Review

Year-One Review

A Cabinet-visible review at Year 1 close: revenue vs projection, IBC activation outcomes (Q3 2026 launch), compliance outcomes, operational performance, and — if warranted — the Year-2 stablecoin extension decision package for Cabinet to consider separately (see Stablecoin & Payments Financial Model for details).

Published revenue and permit volume report
Independent compliance audit
Programme KPI review against projections
Year-2 stablecoin extension readiness review
Year 2 · Stablecoin Extension

Payments Rail Live (if Cabinet approves)

Following positive Year-1 review, launch the Year-2 stablecoin payments extension — a regulated XCD-denominated payment token under §5(1)(b). ECCB consultation, FSC licensing, custodian/audit selection run parallel to Year-1 operations to compress the launch window. Full detail in the Stablecoin & Payments Financial Model.

ECCB consultation complete (non-objection secured)
§5(1)(b) Minister's regulation for digital payment token
FSC licensing of the issuer/SPV
Custodian, trustee, and reserve framework operational
Closed pilot with first 1,000 wallets
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